Coverage Options
PROTECTION BUILT
AROUND YOUR FLEET
Two core contract types, enhanced with add-on surcharges tailored to how you actually operate your vehicles. No generic one-size-fits-all policies.
Add-On Surcharges
PROTECT THE WAY
YOU USE YOUR VEHICLE
Every fleet operation is different. Add the surcharges that match your equipment and how you run it.
APU
Auxiliary Power Unit — full coverage of APU components
Wearables
Belts, hoses, seals, and gaskets added to coverage
Refrigeration / Reefer
Full reefer unit coverage including compressor
Hydraulics
Liftgates, dump bodies, bucket lifts — cylinders, pumps, hoses, controls
Brake Pads & Rotors
Standard exclusion covered under this surcharge
Tech Package
Backup cameras, Bluetooth, keyless entry, collision detection, park assist, adaptive cruise
Eco Package
Catalytic converter, smog pumps, exhaust pipes, muffler
Trailer Coverage
Any trailer being pulled by an Apex-covered truck
Downtime Reimbursement
Up to $500/day, maximum 10 days per claim
Rental Reimbursement
Up to $250/day, maximum 10 days per claim
Fleets That Do Their Own Service Work
If your fleet already handles in-house repairs, you can continue to do so under an Apex contract. Even better — your service department stops being a cost center and becomes a revenue-generating department. Apex pays your shop for covered repairs at your internal labor rate.